If you’re an avid traveler, you need a credit card that not only rewards you for your purchases but also offers travel-related perks such as no foreign transaction fees, travel insurance, and more. Capital One has a variety of credit cards that are designed with travel in mind. In this article, we will discuss the best Capital One credit cards for travel and what makes them stand out.
The Best Capital One Credit Cards for Travel
- Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is one of the best credit cards for travel. It offers 2x miles per dollar spent on all purchases, and you can redeem your miles for travel, gift cards, or cash. The card also comes with a sign-up bonus of 60,000 miles after spending $3,000 in the first 3 months.
Other travel-related perks of the Capital One Venture Rewards Credit Card include:
- No foreign transaction fees
- Travel accident insurance
- 24-hour travel assistance services
- TSA PreCheck or Global Entry application fee credit
- Capital One VentureOne Rewards Credit Card
If you want to earn rewards on your purchases without an annual fee, the Capital One VentureOne Rewards Credit Card is a great option. This card offers 1.25x miles per dollar spent on all purchases, and you can redeem your miles for travel, gift cards, or cash. The card also comes with a sign-up bonus of 20,000 miles after spending $500 in the first 3 months.
Other travel-related perks of the Capital One VentureOne Rewards Credit Card include:
- No foreign transaction fees
- Travel accident insurance
- 24-hour travel assistance services
- Auto rental collision damage waiver
- Capital One Savor Cash Rewards Credit Card
The Capital One Savor Cash Rewards Credit Card is a great option for travelers who enjoy dining out and entertainment. This card offers 4% cash back on dining and entertainment purchases, 2% cash back at grocery stores, and 1% cash back on all other purchases. The card also comes with a sign-up bonus of $300 after spending $3,000 in the first 3 months.
Other travel-related perks of the Capital One Savor Cash Rewards Credit Card include:
- No foreign transaction fees
- Travel accident insurance
- 24-hour travel assistance services
- Capital One Spark Miles for Business
If you’re a business owner who frequently travels, the Capital One Spark Miles for Business is a great option. This card offers 2x miles per dollar spent on all purchases, and you can redeem your miles for travel, gift cards, or cash. The card also comes with a sign-up bonus of 50,000 miles after spending $4,500 in the first 3 months.
Other travel-related perks of the Capital One Spark Miles for Business include:
- No foreign transaction fees
- Travel accident insurance
- 24-hour travel assistance services
- TSA PreCheck or Global Entry application fee credit
Comparison Table
Here’s a comparison table of the best Capital One credit cards for travel:
| Credit Card | Rewards | Sign-up Bonus | Annual Fee | Foreign Transaction Fees |
|---|---|---|---|---|
| Capital One Venture Rewards | 2x miles per dollar spent | 60,000 miles | $95 | None |
| Capital One VentureOne Rewards | 1.25x miles per dollar spent | 20,000 miles | None | None |
| Capital One Savor Cash Rewards | 4% cash back on dining & entertainment | $300 | $95 | None |
| Capital One Spark Miles for Business |
Conclusion
Choosing the best Capital One credit card for travel depends on your spending habits and travel preferences. If you’re a frequent traveler who wants to earn rewards on all purchases and redeem them for travel, the Capital One Venture Rewards Credit Card is a great option. If you want to earn rewards without an annual fee, the Capital One VentureOne Rewards Credit Card is a good choice.
If you enjoy dining out and entertainment, the Capital One Savor Cash Rewards Credit Card may be a better fit for you. And if you’re a business owner who frequently travels, the Capital One Spark Miles for Business may offer the rewards and perks you need.
No matter which Capital One credit card you choose, be sure to review the terms and conditions carefully to ensure it meets your needs and financial goals.
FAQ
Q: Do Capital One credit cards offer travel insurance? A: Yes, many Capital One credit cards offer travel accident insurance and other travel-related perks. Be sure to review the terms and conditions of your specific card to see what benefits are included.
Q: Can I use Capital One credit cards internationally? A: Yes, many Capital One credit cards do not charge foreign transaction fees, making them a good choice for international travel. However, be sure to check the specific terms and conditions of your card before using it internationally.
Q: How do I redeem my Capital One credit card rewards for travel? A: You can redeem your Capital One credit card rewards for travel by logging into your account online and selecting the travel rewards option. From there, you can choose the travel redemption option that best suits your needs.
Q: Can I use my Capital One credit card to earn rewards for airfare purchases? A: Yes, many Capital One credit cards offer rewards for airfare purchases, as well as other travel-related purchases such as hotels and rental cars.